Auto Protection is Millennium bcp's new Auto Insurance.
Motor insurance that adapts to your driving and the characteristics of your vehicles.
Auto Protection provides 3 car options and 2 motorcycle options, along with adequate safety covers and protection for vehicles and passengers. Varying prices to meet your financial capacity.
Auto Protection - the motor insurance you've always been waiting for!
Learn about our Auto Protection Solutions and Covers.
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Solutions |
- Basic Auto - a simple third-party only policy. And because compulsory insurance means you must also protect yourself, it also includes Vehicle Occupants, Travel Assistance and Legal Protection.
- Auto Plus - if your car is more than a simple means of transportation, this option includes a comprehensive range of covers, ensuring maximum car damage protection and ultimate passenger comfort.
- Auto Weekend - on top of the Basic Auto covers your vehicle will also be covered, during the weekend, against Collision, Collision and Rollover, Theft or Larceny and Fire, Lightning Strike or Explosion.
Also learn about our motorcycle offer!
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Advantages |
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Take out Auto Protection and enjoy the following advantages:
- Price adjusted to the characteristics of driver and vehicle. Pay for your risk only;
- Our Bonus scheme lets you get a maximum subsidy of 50% within only 4 years with no accidents;
- Travel Assistance to Persons and Vehicles, 24/7, right from your doorstep (Km Zero);
- Legal Protection (Portugal and abroad);
- Streamlined claims processing;
- Gain access to our Recommended Auto Workshop network for car repairs;
- 1 yr. formal guarantee against repair defects when using Recommended Auto Workshop network.
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Options, Covers and Sums |
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Covers/Sums |
Light, Multi-purpose and Vans (max. 3.500 Kg) |
Basic Auto Option |
Auto Plus Option |
Weekend Option |
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Public Liability(1)
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Included
50.000.000 EUR |
Included
50.000.000 EUR |
Included
50.000.000 EUR
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Travel Assistance (Km Zero(2) |
Included
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Included |
Included |
Legal Protection |
Included
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Included |
Included |
Vehicle Occupants(Death/ Permanent Disability/ Treatment Expenses) |
Included
15.000 EUR / 1.500 EUR
25.000EUR / 2.500 EUR |
Included
15.000 EUR / 1.500 EUR
25.000 EUR / 2.500 EUR |
Included
15.000 EUR / 1.500 EUR
25.000 EUR / 2.500 EUR |
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One-off Breakage of Glass
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Optional
1.500 EUR |
Included
1.500 EUR
2.500 EUR |
Optional
1.500 EUR. |
Crash, Collision or Rollover |
- |
Included |
Included |
Fire, Lightning Strike or Explosion |
- |
Included |
Included |
Theft or Larceny |
Optional |
Included |
Included |
Natural Phenomena |
- |
Optional |
Optional |
Acts of Vandalism |
- |
Optional |
Optional |
Replacement Vehicle(3) |
Optional |
Optional |
Optional |
Luggage |
- |
Optional |
- |
(1) This sum indicates the insurer's maximum responsibility and includes the minimum sums required by law to cover for bodily injury and material damage
(2) This cover cannot be taken out for vehicles that are 20 years old or more
(3) Maximum 30 days per year
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Covers/Sums |
Motorcycles |
Basic Auto Option |
Auto Plus Option |
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Public Liability(1)
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Included
50.000.000 EUR |
Included
50.000.000 EUR |
Travel Assistance (Km Zero) |
Included
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Included |
Legal Protection |
Included
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Included |
Crash, Collision or Rollover |
- |
Optional |
Fire, Lightning Strike or Explosion |
- |
Optional |
Theft or Larceny |
- |
Optional |
(1) This sum indicates the insurer's maximum responsibility and includes the minimum sums required by law to cover for bodily injury and material damage
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Deductibles in case of accident |
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Cover |
Deductibles in case of accident |
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Crash, Collision or Rollover
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0%, 2%, 4%, 8%, 12% or 20% on value of vehicle
Motorcycles: 20% on value of vehicle |
Fire, Lightning Strike or Explosion |
2% on value of vehicle
Motorcycles: 20% on value of vehicle |
Theft or Larceny |
Motorcycles: 20% on value of vehicle |
Natural Phenomena |
2% on value of vehicle |
Acts of Vandalism |
2% on value of vehicle |
Luggage |
20% of damage, Min. 50 EUR |
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Malus Bonus Scheme |
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The covers subject to surcharge/deduction for accidents (Malus Bonus) are:
- Public Liability
- Crash, Collision and Rollover
Years with no Accidentes |
0 Years |
1 Year
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2 Years
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3 Years
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4 Years
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5 Years
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6 Years
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> or = 7 years
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% Discount
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15% |
35% |
40% |
45% |
50% |
50% |
50% |
50% |
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How to take out a policy |
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You can get all the information you need to take the Auto Protection Policy at your Millennium bcp branch*, or by calling our Contact Center*.
(*) Transactions/information in Portuguese will soon be available in English.
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